A qualification to add to the skills of cert fp holders by enhancing their mortgage knowledge. Your adviser should explain the difference between repayment and interest- only mortgages. Certificate in lifetime mortgages cel. M. What the system does tell you is what qualification s an adviser has in addition to the cert fp.

The former offers independent, whole of market mortgage advice, but does not have to offer the same choice of advice on other product areas. Unsecured loans bad credit uk. This means it is sometimes difficult to compare like with like when trying to assess qualifications. These qualifications are designed for mortgage advisers and financial advisers to allow them to meet the appropriate qualification requirements of the financial services authority. There are two types of advanced qualification: those awarded for general financial advice, and those awarded for specific product advice. Mortgage bankers association of georgia, inc.